Company Overview
We, Achiievers Finance India Lmtd, are a “Non Deposit Taking NBFC” (NBFC-ND) headquartered in Kolkata. We focus on providing all kinds of financial assistance like loan against gold jewellery and collateral free unsecured Personal Loans.
Our gold loan business started in 2013 and currently after a decade we have emerged as one of the most competitive and fasted growing gold loan NBFCs in Eastern India, currently having over 11 branches spread across two states and many more in the pipeline.
We started Digital Lending of Personal Loans since March 2023 and it is currently growing at an impressive rate. As on date we have a vide customer base spread across Delhi, NCR, Haryana, West Bengal, Karnataka, Maharashtra , Andhra Pradesh and Telangana.
Our Group Companies
Achiievers Wealth Private Limited
Achiievers Wealth Private Limited has expertise in advisory services and distributes savings/investment instruments like Mutual Fund, Bonds, IPO and Corporate Fixed Deposits and Insurance. The services are offered under total confidentiality and integrity with the sole purpose of maximizing returns to clients.
Achiievers Equities Ltd
This is our Flagship company having vintage of over 23 years as financial service organization having notable presence across India. We offer a host of financial services like retail share broking, institutional equities, commodities and currency broking, wealth advisory, credit & finance, Insurance broking, and financial product distribution.
The organization is registered with almost all the prominent Exchanges in India like NSE, BSE, MCX, ACE, USD.
The product/ services portfolio of AEL caters to the diverse investment and strategic requirements of retail, institutional, corporate and affluent clients. AEL is operating with 1 Branch and 240 Business Associates (franchisees) throughout India. The current operations are spread across India, with offices in eastern and northern zone. It operates with the network of 300 trading centres throughout India and all these activities are coordinated from corporate office located at Kolkata, West Bengal.
We revolutionized the broking industry with our principles of transparency, honesty, and integrity. We are customer centric, innovative, and unique and responds to the changing needs of our clients. With an objective of being a full-service brokerage house and to provide comprehensive advisory services to its clients, which enables managing complete financial planning needs.
We are an IRDAI-licensed Insurance Corporate Agent. We are partners of some most famous brand houses and industry giants like, LIC of India, HDFC Life, Exide Life and Bajaj Allianz for Life Insurance products and ICICI Lombard for General Insurance. All our advice and recommendations are focused on your needs and interests instead of the insurance company.
Achiievers Finance India Lmtd
Achiievers Quick Gold Loan is one of the trade name of Achiievers Finance India Lmtd, which was launched in the year 2013
We cater primarily to the middle and lower middle customer base in urban, semi-urban and rural areas by providing them hassle free and quick disbursement of loans against gold jewellery.
Our customers are typically small businessmen, vendors, traders, farmers and salaried individuals, who for reasons of convenience, accessibility or necessity, avail of our credit facilities by pledging their gold jewellery with us rather than by taking loans from banks and other financial institutions.
Our Company aims to reach the deepest pockets under-served rural and semi-urban markets, where a large portions of the population have limited access to credit either because they do not meet the eligibility requirements of banks or financial institutions, or because credit is not available in a timely manner at reasonable rates of interest, or at all.
A typical Gold Loan customer expects high loan-to-value ratios, rapid and accurate appraisals, easy access, fewer documentation, quick approval and disbursement and safekeeping of their pledged ornaments.
Why prefer Achiievers Quick Gold Loan?
Rapid, on the spot approval and disbursement of loans with minimal procedural formalities.
Developed various Gold Loan schemes, which offer variable terms in relation to the amount advanced per gram of gold, the interest rate and the amount of the loan, to meet the different needs of various customers.
We offer the most competitive rates in the current market scenario.
Strong Internal Checks & Controls
Our lending functions are supported by an in-house, custom developed information technology platform that allows us to, record relevant customer details and approve and disburse the loan.
Our web based centralized IT platform which connects all branches also handles internal audit, risk monitoring and management of the relevant loan and pledged gold related information.
Our employees undergo periodic training sessions related to evaluation of the worth and authenticity of the gold that is pledged with us.
Our Story
We revolutionized the broking industry with our principles of transparency, honesty, and integrity. We are customer centric, innovative, and unique and responds to the changing needs of our clients. With an objective of being a full-service brokerage house and to provide comprehensive advisory services to its clients, which enables managing complete financial planning needs.
We have expertise in Mutual Fund, Bonds, IPO, Corporate Fixed deposit, Insurance. The organization is registered with almost all the prominent Exchanges in India like NSE, BSE, MCX, ACE, and USD.We have started our new wing named AQGL Achiievers Quick gold Loan from July 2013, and as of now we have total 11 Branches (9 in WB & 2 in Odisha)
2023
We have further diversified Personal Loan
Jaipur Branch at Rajasthan
150+ Crore Loan Disbursed
2022
Strategic Alliance with Motilal
Achiievers Equities Ltd enter into a Strategic Alliance with Motilal Oswal to provide our clients with best of the Technology, Advance Trading Platform, Multiple Product Suite and Research, along with outsourcing of major Compliance part.
Barasat and Dumdum Branch
Laxmi Sagar and Nayapalli Branch at Odisha
Spread to New Geography and Stare and added 2 New Branches in Odisha,at Laxmi Sagar and Nayapalli
2021
Reached 100000 Clients
100+ Crore Loan Disbursed
2019
200 Crore AUM
Listed on BSE Debt Segment
Jadavpur Branch
2018
Online KYC-Clients can open an account in 15 minutes
Launched Online Mutual Fund
Corporate Agent of IRDA
Singapore New Venture
2017
Reached 20000 clients
First time hit 2000 core retail turnover in a day
2016
Reached 15000 clients
First time clocked 1000 core retail turnover in a day
2013
Launched Online IPO
We diversified into Lending Business through our NBFC arm namely Achiievers Quick Gold Loan (Achiievers Finance India (P) Ltd), especially into Gold Loan and open first Gold Loan Branch on July 2013. Achiievers foray into the Gold loan business to bring social impact by reducing poverty, reducing vulnerability among the poor, extend appropriate financial services to underserved areas or to persons previously excluded from the banking sector, Support micro and small enterprises, Contribute to gender equity, help bring marginal groups into mainstream society. Provided equal opportunity for financial inclusion of underprivileged and underserved people of India and converts non-productive asset into economy driver, reduce poverty and extend appropriate financial services to underserved areas or to persons previously excluded from the banking sector and to eradicate unorganized lending sector.
First time hit 500 core retail turnover in a day
2012
Reached 5000 clients
2011
Started our Depository Operations by becoming Member of CDSL
Revolutionize Brokerage Industry by offering Unlimited Trade for entire month in just Rs.500 only. Achiievers Equities Ltd innovated a plan to say goodbye to traditional brokerage plan and change the rules of the game.
2010
We took membership of all the leading exchanges, NSE, BSE, MCX-SX
2009
“Loknath Enterprise” was established as Public Limited Company, ACHIIEVERS EQUITIES LTD, under the provisions of the Companies Act, 1956.
2008
We took membership of MCX to provide Commodity Trading to our clients
2003
Sub-Broker ship of ICICI Direct.com
We shifted our Sub-Broker ship to ICICI Direct.Com when the broking industry was undergoing major changes of direct billing of customers from broker, centralization of back office at broker level etc.
1999
Loknath Enterprise
We started our operations in the year 1999 by the name of “Loknath Enterprise” as a Sub-Broker of NSE & BSE with an objective of being a full service brokerage house and to provide comprehensive advisory services to its clients under one umbrella, which would enable managing complete financial planning needs